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Credit Education & Credit Tips

How To Lose The Debt and Gain a Better Life

June 7, 2021 By Nickida

I learned a long time ago that the “borrower is slave to the lender”. If you haven’t had debt and can’t relate, then thank the Lord God Almighty. For the rest of us, whether it’s a house, medical debt, student loans, or the cards got out of hand, this statement hits close to home. The…

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Filed Under: Credit Education & Credit Tips, Finance/Budget Tagged With: Budgeting, Credit Repair, Debt Free Living, Paying Off Debt

Stop Letting Financial Stress Control Your Life

May 13, 2021 By Nickida

Finances are intertwined in every aspect of raising a happy and healthy family. You need money to pay for everything from a decent home and food to healthcare and extracurricular activities. When money is tight or you fail to manage your finances properly, it makes it harder to sustain a good life. It also causes…

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Filed Under: Credit Education & Credit Tips, Finance/Budget, Uncategorized Tagged With: Credit Health, Credit Management, Credit Tips

4 Ways to Protect Your Family’s Finances

May 2, 2021 By Nickida

calculator and notepad placed over stack of usa dollars

Everyone wants to protect their family and ensure that they are financially secure in the future. Circumstances can change at the drop of a hat, and you must manage your money well and plan for unexpected costs. Below are four smart ways to protect your family’s finances:  1. Create a Household Budget  Having a household…

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Filed Under: Credit Education & Credit Tips, Finance/Budget Tagged With: Budgeting, Debt, Debt Payoff, Family Budget, Managing Family Bills, Money Management

Tips for Finding the Cheapest Car Insurance

April 13, 2021 By Nickida

We’re always looking for the cheapest car insurance possible, one that covers the right deals and premiums for us. But, if those searches only give you overly expensive insurance quotes and you can’t find what you’re looking for, there are some things that you can do to lower your liability and your premiums so that…

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Filed Under: Credit Education & Credit Tips Tagged With: Car Insurance, Financial Tips, tips

2 Things You Must Do to Sell Your Home Quickly

February 19, 2021 By Nickida

smiling black family on house stairs in daylight

If you’re eager to embark on a new era in your life, you will no doubt want to push your home sale through in an efficient fashion. To achieve this all-important feat, you’re going to need to put the following advice into practice. Here are two things you must do to sell your home quickly:…

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Filed Under: Credit Education & Credit Tips, Family Tips, Finance/Budget Tagged With: Home Sales, Home Selling, Selling A Home

Prepare for a New Car Loan

February 19, 2021 By Nickida

Purchasing a new car with a loan usually takes a little bit of planning and preparation. We’ll walk you through some of the key tasks necessary before you sign on the dotted line. 1. Calculate How Much New Car You Think You Can Afford The first thing you must consider is how much you want…

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Filed Under: Credit Education & Credit Tips Tagged With: Car Loan, Car Loan Tips, Credit Tips

5 Reasons To Buy A New Build Home

February 3, 2021 By Nickida

turned off flat screen tv

If you’re in the market for a new home, it can be really tough to choose whether to buy a swish and sleek new build property or an older property with bags of charm and history. When you’re making this decision, it’s well worth considering all of the advantages that come along with a new…

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Filed Under: Credit Education & Credit Tips, Family Life, Finance/Budget Tagged With: Building A House, Buying a House, Buying a New Home, Home Buying, Money Tps

How To Take Responsibility in Personal Finance

January 27, 2020 By Nickida

Do you want to make more money? How about making millions? Financial freedom sounds pretty good. Everyone would like to be a better investor, knowing when to buy or when to pass up on something. Would you like to know about the best oil stocks and when to invest wisely? So do millions of people….

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Filed Under: Credit Education & Credit Tips, Family Tips, Finance/Budget Tagged With: Money Managament, Personal Finance, Trading

Tips for Paying Off Debt with Hornet Partners

March 28, 2019 By Nickida

Managing debt can be quite difficult. It’s something that millions of people worldwide struggle with daily. When I was in college I remember getting my first credit card. Back then banks would have campus reps on campus getting students to sign up for credit cards almost daily. At eighteen years old I didn’t know anything…

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Filed Under: Credit Education & Credit Tips, Finance/Budget Tagged With: Debt Management, Debt Payoff

Tips for Using Fingerhut Advantage for Improving Your Low Credit Score

October 2, 2017 By Nickida

Tips for Using Fingerhut Advantage for Improving Your Low Credit Score I’ll be the first to admit that I had never thought much about my credit until a few months ago. I wish I had known the things I know now last year and I’m sure I would be in a different place credit wise….

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Filed Under: Credit Education & Credit Tips, Tips

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About Nickida

Nickida is a first-generation Trinidadian American wife and mother of four. She enjoys sharing recipes from her childhood growing up in Trinidad with her readers. Nickida has a son with Autism and shares posts around traveling with a child with special needs to help other families like her own. She loves television, movies and is a true 80's baby.

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