Since becoming homeowners we have worked hard to make sure we are protecting it at all costs. It’s the most expensive thing we ever purchased and thus it’s our most valuable asset. It’s amazing to me how people don’t do everything they can to make sure they are protecting this asset at all times. Our home is our security blanket, it makes us feel secure and safe, and it’s where we are always making tons of memories. We want to make sure it’s protected in multiple ways at all times.
There are multiple ways you can protect your home in different categories. Depending on where you live, you make also have to make different provisions to keep your home secure as well. For example some areas require homeowners to carry flood insurance to provide coverage in the event of a flood. There is a national map that lets you know if you live in an area prone to flooding. Since homeowners insurance doesn’t cover damage from flooding, it helps to get the extra coverage. Making sure your homeowners insurance has enough coverage and additional riders for jewelry, electronics, and personal injury.
Protect Your Pipes and Wiring
Another way to protect your home is to install Heat-Line products if you live in colder climates. Older homes especially can have problems with pipes freezing and bursting in the winter months. Homeowners in places like Alaska, Michigan, Upstate New York, Canada, and other states bordering Canada, can benefit greatly from protecting their home with heat insulated water lines. Even in Baltimore, some areas require heated driveways and floors because it gets very cold in the winter.
A brutally cold winter can wreak havoc on the plumbing and electrical wiring in your home, causing them to burst or snap in the bitter cold. Damage from burst pipes can cost you thousands of dollars in costly repairs and even replacement, especially if you don’t have the right amount of coverage on your home. Even with coverage, it’s a hassle to deal with repairs in your home, especially if you’re still living in the home.
Hire Licensed Providers
Make sure anyone who is hired to work in your home whether you hire them or they are sent through an insurance or warranty provider, that this person is licensed and bonded. The last thing you want is to have someone in your home who does not have the required paperwork to be there. Companies like Bond Express make sure that service providers receive the right bonds they need to operate their business. Using licensed providers will protect you in the event of property damage during your service call or repair.
Keep An Eye on Your Home
We are always keeping an eye on our property at all times. And it’s not something that has to be expensive either. You can protect your home with a customized video system that sends updates to your phone, email, and even adds in your spouse and children to get updates as well. You can build a system that works for you including cameras, sensors, and even add in a video doorbell, it’s easier than you think to create a home monitoring system without a monthly bill. To learn more about some of the options including a small camera you can use at home or on the go click here.
Regardless of how you choose to protect your home, be sure to choose options that are affordable for you and your family needs.