When you’re in debt, your quality of life is anything but good. Unfortunately, getting into debt is easy. You buy a home, purchase a new car, and buy things you otherwise couldn’t afford on credit. You move along fine until one day you realize that every cent you make is going right back out the…
Finance/Budget
Learning the Affordability of Your Wants
Money is the root of all kinds of problems in life. I’m typing this up now thinking about the money I have to spend for back to school shopping, end of the summer vacation, and Christmas. I’m not rich by any means and learning to stretch our dollars to provide for our family has been…
Tips for Paying Off Debt with Hornet Partners
Managing debt can be quite difficult. It’s something that millions of people worldwide struggle with daily. When I was in college I remember getting my first credit card. Back then banks would have campus reps on campus getting students to sign up for credit cards almost daily. At eighteen years old I didn’t know anything…
Six Steps To Homeownership
Last year my husband and I brought our first home. It was a lengthy and painstaking process. What made it more difficult that it needed to be was the fact that were we going through the process on our own with much assistance from anyone. We aren’t rich and we don’t have rich families, and…
5 Alternative Lenders to Know
The financial world, as nuanced and fast-moving as it may be, is governed by rigid rules and protocol. Because of this, some people have difficulty getting access to funding. Thankfully, the internet is breaking down lending walls and widening the marketplace for borrowers. Let’s look at five companies shaking up the financial status quo by…
Six Jobs Stay At Home Parents Should Consider When Returning the Work
I never thought I would be a stay at home parent until I gave birth to my first child. I returned to work after eight weeks, and slowly I started to realize how much I wanted to be at home with my daughter instead of working. Now I’ve been a stay at home mom for…
Emergency Fund vs. Rainy Fund: Which is More Important?
Do you live from day to day without any thought for the future? Do you find yourself getting caught out by unexpected bills or expenses? Have you considered what will happen if you lose your job one day? Having a rainy day or an emergency fund are two ways to overcome such eventualities. If you’re…
Secrets To Saving Some Extra Cash
Secrets To Saving Some Extra Cash A little bit of extra money can go a long way in life. Sadly, it is not easy to find extra money whenever you want. Some people are better at budgeting than others, which means some people have an easier time with saving. If you find yourself struggling to…
Four Important Factors to Consider Before You Start Studying
Furthering your education has never been easier, with a range of flexible, campus-based, distance-learning or online programs to choose from. No matter where you want your career to take you, there’s no age limit on getting a new qualification or studying for a college degree. But, before you jump right in, there are a few…
Tips for Getting by on a Tight Budget
Whether you are a student struggling to get by at college, or a parent doing your best to care for your children in a tough economic climate, trying to make ends meet when you are on a low-income wage can take some serious careful planning and organization. When you are having to stick to a…