If you’re planning on moving home and you’re the person who deals with the admin and paperwork in your household, then you are going to be busy. Moving house has a reputation for being stressful and painful, but if you plan it right and ensure all the administration is in hand, it can be a smooth process. So if you love to be organized and you want to get a head start when it comes to moving, here are some of the admin tasks you will need to get on top of.
Change Of Address Notices
Moving home isn’t just something that you and your family need to know about; there are lots of other individuals, companies, and organizations that need to be informed of your new address as well. These include:
- Other financial institutes such as credit card companies
- Other lenders
- Schools and colleges
- Friends and family members
Don’t get ahead of yourself and start sending out change of address notices before you have secured your new home, or you might have to send them out again when you find a different place to live. It’s best to wait until you have signed the contracts, and then you can be sure that the information you are giving out is correct.
Redirect Your Mail
Although you will have been through all of your important contacts and let them know about your change of address, there may be some that slip through the net. Due to this, it’s a good idea to have your mail redirected to your new home for a little while – perhaps six months or so. During that time, every time you receive a piece of mail addressed to your old home, you can contact the sender and update them.
This keeps you in control of what’s happening, and it’s also a good security measure; you don’t want your sensitive information being sent to and potentially opened by strangers.
Update Your Insurances
Homeowners (and, to a lesser extent, renters) need a variety of different insurances, and all of these will need to be updated when you move home. It’s not just a matter of changing the address; you may need to look at your insurance in detail to ensure it will cover you. If you are moving to a more expensive house, for example, with a bigger mortgage, you will need a long term life insurance policy to cover the whole mortgage, rather than the smaller one you used to be paying for.
You might need to upgrade the warrantees on your kitchen appliances too, as well as checking that your vehicle insurance is up to date – moving to a new neighborhood can mean that you need to pay more, or less, depending on where you have moved from.
This is the last task you will do when you leave your old property, and the first thing you will do when you reach your new one – read the gas and electricity meters. Make a note of the readings and pass them onto your suppliers as soon as possible, as you will need to pay the final bill at your old home, and set up payment in your new one. Leaving this for too long can result in additional charges, so it’s best to get it done quickly.